Govern Confidently.
Manage Risk Intelligently. Comply Completely.
Skand Consulting delivers coordinated advisory across Corporate Governance, Enterprise Risk Management (ERM), and Corporate Compliance helping organisations build robust frameworks that meet regulatory demands and embed GRC into the way they operate and grow.
Governance, Risk & Compliance Interconnected, Not Siloed
Effective GRC is not three separate workstreams it is a coordinated strategy. Skand Consulting takes a holistic view, ensuring that governance structures, risk management, and compliance obligations reinforce each other across your organisation.
PILLAR 1
Corporate Governance
The structures, policies, and processes by which your organisation is directed and controlled ensuring accountability, transparency, and sound decision making at every level.
Board structure & composition
Governance frameworks & charters
Shareholder & stakeholder management
Executive accountability structures
Ethics & conduct frameworks
PILLAR 2
Enterprise Risk Management
A structured, enterprise wide approach to identifying, assessing, and managing the risks that could impact your organisation's ability to achieve its strategic objectives.
Risk appetite & tolerance setting
Risk identification & assessment
Risk register design & management
Operational & financial risk frameworks
Business continuity planning
PILLAR 3
Corporate Compliance
Ensuring your organisation meets all applicable regulatory, legal, and internal policy requirements proactively and
systematically, not reactively.
Regulatory compliance frameworks
AML, KYC & financial crime
Policy & procedure development
Compliance monitoring & testing
Regulatory reporting & submissions
Our GRC Advisory Services
Specialist advisory across every dimension of governance, risk, and compliance designed for financial services organisations operating in complex regulatory environments.
Corporate Governance Advisory
Board design, governance policy frameworks, terms of reference, and accountability structures tailored to your organisation's size, structure, and regulatory environment.
Enterprise Risk Management
ERM framework design and implementation risk appetite statements, risk registers, three lines of defence models, and risk reporting dashboards.
Regulatory Compliance
End-to-end compliance programme design covering regulatory mapping, obligation management, control frameworks, and ongoing monitoring and testing.
AML & Financial Crime
AML/CFT programme design, KYC/CDD framework development, suspicious activity reporting, and financial crime risk assessments aligned to FATF standards.
Policy & Procedure Development
Comprehensive policy suites, internal procedure manuals, and compliance handbooks drafted, reviewed, and aligned to regulatory requirements.
GRC Health Checks & Audits
Independent assessments of your existing governance, risk, and compliance frameworks identifying gaps, weaknesses, and priority remediation actions.
Business Continuity & Resilience
Business continuity planning, operational resilience frameworks, crisis
management procedures, and disaster recovery strategy aligned to regulatory expectations.
Compliance Training & Awareness
Bespoke GRC training programmes for boards, senior management, and compliance teams covering regulatory requirements, risk culture, and ethical conduct.
Frameworks & Regulations We Work With
Deep expertise across the regulatory frameworks that govern financial services in the UAE, GCC, and internationally.
DFSA
Dubai Financial Services Authority DIFC regulatory framework
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Basel III/IV
International banking capital & risk management standards
FSRA
Financial Services Regulatory Authority ADGM regulatory framework
ISO 31000
International risk management standard
CBUAE
Central Bank of the UAE onshore banking & financial services
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COSO ERM
Enterprise risk management integrated framework
FATF
Financial Action Task
Force global AML/CFT standards
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GDPR & UAE PDPL
Data protection and privacy compliance
Our GRC Engagement Approach
A coordinated, structured process that builds GRC into the fabric of your organisation not just on paper.
GRC Assessment
We evaluate your existing governance structures, risk frameworks, and compliance programmes against regulatory requirements and best practice.
Gap Analysis & Prioritisation
We identify gaps, weaknesses, and regulatory exposures then prioritise remediation based on risk impact and regulatory urgency.
Framework Design
We design integrated governance, risk, and compliance frameworks tailored to your organisation's size, structure, and regulatory obligations.
Implementation & Embedding
We work alongside your teams to implement policies, procedures, controls, and reporting mechanisms ensuring frameworks are practical and operational.
Training & Culture
We build GRC awareness and capability across your organisation from board level to operational teams embedding a culture of accountability & compliance.
Ongoing Monitoring & Advisory
Continuous monitoring, regulatory horizon scanning, and advisory support to keep your GRC frameworks current and effective as your business evolves.
Our GRC Advantage
Regulatory Insider Knowledge
Our founder's tenure at the DIFC Authority gives us first hand understanding of how regulators think, assess, and supervise invaluable when designing compliance frameworks.
Integrated GRC not Siloed Advice
We address governance, risk, and compliance as a coordinated whole so your frameworks reinforce each other rather than operating in isolation.
Financial Services Specialists
Investment, governance, compliance, succession, and structuring addressed together, not in isolation. We see the complete family picture, not just one piece of it.
Practical, not Theoretical
Every framework we design is built to work in practice operable by your team, proportionate to your business, and ready for regulatory scrutiny.
Proactive Regulatory Horizon Scanning
We monitor regulatory developments across DIFC, ADGM, CBUAE, and international bodies keeping your organisation ahead of emerging obligations.